🎉【Gate 3000万纪念】晒出我的Gate时刻,解锁限量好礼!
Gate用户突破3000万!这不仅是数字,更是我们共同的故事。
还记得第一次开通账号的激动,抢购成功的喜悦,或陪伴你的Gate周边吗?
📸 参与 #我的Gate时刻# ,在Gate广场晒出你的故事,一起见证下一个3000万!
✅ 参与方式:
1️⃣ 带话题 #我的Gate时刻# ,发布包含Gate元素的照片或视频
2️⃣ 搭配你的Gate故事、祝福或感言更佳
3️⃣ 分享至Twitter(X)可参与浏览量前10额外奖励
推特回链请填表单:https://www.gate.com/questionnaire/6872
🎁 独家奖励:
🏆 创意大奖(3名):Gate × F1红牛联名赛车模型一辆
👕 共创纪念奖(10名): 国际米兰同款球员卫衣
🥇 参与奖(50名):Gate 品牌抱枕
📣 分享奖(10名):Twitter前10浏览量,送Gate × 国米小夜灯!
*海外用户红牛联名赛车折合为 $200 合约体验券,国米同款球衣折合为 $50 合约体验券,国米小夜灯折合为 $30 合约体验券,品牌抱枕折合为 $20 合约体验券发放
🧠 创意提示:不限元素内容风格,晒图带有如Gate logo、Gate色彩、周边产品、GT图案、活动纪念品、活动现场图等均可参与!
活动截止于7月25日 24:00 UTC+8
3
Stablecoins are becoming ‘default settlement layer’ for internet: Alchemy
Stablecoins have become the backbone of internet payments, with adoption now outpacing major traditional card networks in onchain volume, according to Noam Hurwitz, head of engineering at Alchemy.
Hurwitz told Cointelegraph that stablecoins have seen “explosive” adoption, adding that they are “becoming the default settlement layer for the internet.”
Companies like PayPal and Stripe are integrating stablecoins to leverage onchain infrastructure, enabling faster and cheaper transactions. “They’ve already surpassed Visa and Mastercard in onchain volume by 7%,” Hurwitz noted, signaling a decisive shift in how money moves online.
Alchemy, which provides infrastructure to some of the largest stablecoin ecosystems, is at the center of this transformation. Hurwitz said Alchemy is “the onchain provider for Robinhood Wallet” and powers stablecoin flows for fintech giants like Visa, Stripe, Circle, and PayPal.
Related: European Commission downplays stablecoin risks, counters ECB warning
Stablecoins used for various purposes
Hurwitz said that stablecoins make money “cheap, fast, global, and secure to transfer.” These features have made them popular for various purposes, with broad adoption emerging across cross-border payments and prediction markets like Polymarket.
He added that stablecoins have become massive buyers of US Treasurys, with Tether (USDT) alone generating $13 billion in profits last year while holding around $113 billion in US debt. “Tokenized money is the base of the tokenized financial system,” Hurwitz said, calling recent financial innovation built on this foundation “exciting.”
Institutions, he explained, want to move quickly but must assess provider reliability and counterparty risks, especially in a nascent industry. “Can a small startup really support enterprise-grade operations while building and scaling the services they need?” he asked.
Hurwitz pointed to Kinexys, a tokenized bank deposit launched by JP Morgan, as a major milestone. The permissioned deposit token enables institutional clients to access yield-bearing deposits on a public blockchain with “24/7 settlement, near real-time liquidity and the potential ability to pay interest to holders.”
Related: Hong Kong reveals new stablecoin rules and tokenized bond plans
Interest in stablecoins surge with new regulations
Last week, the US Senate passed the Guiding and Establishing National Innovation for US Stablecoins, or GENIUS Act, a landmark bill establishing federal guardrails for stablecoins.
“With the recent passage of the Genius Act, the regulatory landscape is becoming clearer and more structured, which benefits established financial players while also encouraging innovation,” Hurwitz said.
Meanwhile, Hurwitz pointed out key technical bottlenecks in improving developer and end-user experience despite strong growth. “Companies benefit immensely from settling on crypto rails, but want to decouple the user experience from the underlying technology — and doing so takes deep technical expertise,” he explained.
Looking ahead, Hurwitz expects most financial services to deploy their own blockchains, especially layer 2 networks, to better scale and monetize their ecosystems.
He predicted that infrastructure improvements would drive “seamless crosschain interoperability” between these networks, enabling a more connected and efficient financial system built on stablecoins.
Despite Hurwitz’s optimistic view of stablecoins, a new Bank for International Settlements (BIS) report challenges the notion that they can serve as money in a modern financial system.
The BIS Annual Economic Report 2025 claims stablecoins fail critical singleness, elasticity, and integrity tests. The organization described stablecoins as “digital bearer instruments” that resemble financial assets more than actual money
Magazine: XRP jumps on Ripple-SEC update, Pomp scoops up $386M BTC: Hodler’s Digest, June 22 – 28