Is Ripple Becoming the MicroStrategy of XRP? Analyst Predicts 12-Month Shift | CoinGape

Ripple continues to move forward with new milestones and is on track to become the most prominent blockchain and cross-border payments system. With every new headline in the market, the focus often shifts to XRP, where many experts have shown concerns about the firm’s massive XRP holdings. Now, a prominent crypto analyst and Bitwise CEO has made a bold prediction on the same.

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Analysts Predict Ripple to Become XRP Treasury in 12 Months

Bitwise CEO Hunter Horsley, in an X post, sparked an online debate today, questioning Ripple’s high XRPL’s native token holdings. As the blockchain firm holds 4.56 billion XRP and an additional 37 billion tokens in escrow (governed by Smart Contracts), there’s concern over these large holdings and their negative impact.

Now, Horsely has predicted that a major shift could happen in the next 12 months, where Ripple could become an XRP Treasury.

“Ripple could potentially be seen as an XRP Treasury Company in 12 months.”

It is objected to since they control nearly 42% of the total supply, fueling centralization risks. Others see it as a curiosity, as the blockchain firm often distinguishes itself from the token.

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Will Ripple Become an XRP Treasury?

Experts often debate whether Ripple is transitioning from a payment company to a corporate XRP custodian or a treasury-like entity. Crypto user Big Mykel jokes that the number of holdings already makes the firm a treasury like MicroStrategy, which holds 597,325 BTC tokens.

Lmao that would be the ultimate plot twist 😂. After years of “XRP is separate from Ripple” they just lean into being MicroStrategy for XRP.

Though they already hold like 50 billion tokens so they’re basically already there without admitting it.

— Big mykel (@OjoOluwani18095) July 10, 2025

The doubt formed as many corporate firms are choosing XRP as their treasury asset, including Trident Digital Tech, aiming to raise $500M. In addition to that, Webus International $300 million in reserve, VivoPower International ($121M), and Wellgistics Health’s $50 million. So, it would not be too drastic if Ripple officially becomes one.

However, crypto analysts Jungle Inc. explained the reasons behind this massive holding and explained that it shouldn’t be any concern. He alleged that the reserve is the one that is funding its developments, including the SEC lawsuit, EVM sidechain, bank integration, and more.


In conclusion, it remains uncertain if this transition will happen or not. However, it’s certain that the debate over this topic will continue unless the team makes any major changes or explains itself for this decision.

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Frequently Asked Questions (FAQs)

1. How much XRP does Ripple hold?

Ripple holds 4.56 billion XRP and an additional 37 billion in escrow.

2. Why is Ripple’s XRP holding a concern?

A single entity carrying such a large amount of tokens creates the risk of centralization, generating fear among other holders.

3. Which companies are adopting XRP as a treasury asset?

Several firms, including Trident Digital Tech and Webus International, have reportedly chosen XRP for their treasury reserves.

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