Le membre du parti démocrate américain : les régulateurs ou l'industrie du chiffrement n'ont pas eux-mêmes de définition de la Finance décentralisée.

Gold Finance reported that the Subcommittee on Digital Asset of the U.S. House of Representatives Finance Committee discussed regulatory issues on Decentralized Finance (DeFi) at the hearing. Massachusetts Democratic Congressman Stephen Lynch stated that regulators or the industry itself do not have a "Consensus definition" of DeFi, and criticized the entire encryption industry, stating that the industry has been damaged by "internal explosion events" and called for legislation. Stephen Lynch said: "The committee should have explored topics such as decentralized finance and tokenization of digital assets long before legislation was enacted. I strongly oppose the FIT Act, which excludes decentralized finance services. I urge the committee not to advance similar legislation as it would pose the same consumer and investor protection risks by legalizing the industry."